Every course renewal, community pass, and paid webinar on Rigi splits four ways: the creator, Rigi's fee, GST, TDS. Today it's a monthly reconciliation nightmare across thousands of micro‑creators. Razorpay Route settles it in one call — at checkout, per transaction, into four separate ledgers. No spreadsheet. No two‑week delay.
Rigi processes thousands of tiny transactions across paid communities, courses, and webinars. Each one owes money to four different places. Today, that's a monthly reconciliation grind. Below is what a working Route drop-in kills.
createOrder. Live in a day. No re‑platform.A fan renews Priya's community for ₹1,000. Below is the live Route call — creator, Rigi, GST, TDS all settled instantly on the sub-merchant IDs Rigi already stores.
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orders.create. Done.Rigi's existing Razorpay checkout stays. Add a transfers array with the sub-merchant IDs and Route handles the rest — split at checkout, per transaction, per ledger.
// Rigi's server, when Priya's fan hits "Renew" — // one call, four ledgers. const order = await razorpay.orders.create({ "amount": 100000, // ₹1,000 in paise "currency": "INR", "transfers": [ { "account": "acc_priya_yoga", "amount": 78000 }, // 78% → creator { "account": "acc_rigi_platform", "amount": 15000 }, // 15% → Rigi { "account": "acc_rigi_gst", "amount": 5000 }, // 5% → GST reserve { "account": "acc_rigi_tds", "amount": 2000 } // 2% → TDS under 194-O ] }) // That's it. No monthly close. No spreadsheet.
We ship the drop-in, wire the four ledgers, and report on transactions cleared vs. today's manual close. You only scale what pays.
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