For Rigi · a working prototype

The paid‑community stack for creators — now with instant multi‑party payouts.

Every course renewal, community pass, and paid webinar on Rigi splits four ways: the creator, Rigi's fee, GST, TDS. Today it's a monthly reconciliation nightmare across thousands of micro‑creators. Razorpay Route settles it in one call — at checkout, per transaction, into four separate ledgers. No spreadsheet. No two‑week delay.

4 ledgersCreator · Platform · GST · TDS
< 1 sEnd-to-end split at checkout
ZeroManual monthly reconciliation
Rigi Community · Priya's Yoga Path
P
Priya SharmaYoga · WhatsApp community · 2,400 members
Monthly access to live classes, recipe library, and daily nudges. Priya keeps 78% of every renewal — automated.
Monthly renewal₹1,000
Renew for ₹1,000 →
The reconciliation tax

What every renewal costs Rigi today

Rigi processes thousands of tiny transactions across paid communities, courses, and webinars. Each one owes money to four different places. Today, that's a monthly reconciliation grind. Below is what a working Route drop-in kills.

Ledgers per transaction
Creator payout, Rigi's platform fee, 18% GST reserve, 1% TDS under 194‑O — all owed on the same ₹500‑₹5,000 UPI in.
14 days
Manual monthly close
Ops team pulls transactions, splits by creator, deducts TDS, files GST, disburses payouts. Done by hand across thousands of micro-creators.
₹0
Additional integration cost
Route drops onto Rigi's existing Razorpay checkout — one JSON block on createOrder. Live in a day. No re‑platform.
Live prototype

Watch ₹1,000 land in four ledgers at once

A fan renews Priya's community for ₹1,000. Below is the live Route call — creator, Rigi, GST, TDS all settled instantly on the sub-merchant IDs Rigi already stores.

Fan renewal

Priya's yoga community · monthly pass
Priya Sharma · Yoga Path
Sanya M. · WhatsApp #+91 98••• ••021
₹500 ₹1,000 ₹2,500 ₹5,000

Settlement ledger

idle
One payment · four beneficiary ledgers
Split settled to 4 ledgers in 0ms — reconciliation ID rp_route_2f31
The whole integration

One JSON block on orders.create. Done.

Rigi's existing Razorpay checkout stays. Add a transfers array with the sub-merchant IDs and Route handles the rest — split at checkout, per transaction, per ledger.

// Rigi's server, when Priya's fan hits "Renew" —
// one call, four ledgers.
const order = await razorpay.orders.create({
  "amount": 100000,        // ₹1,000 in paise
  "currency": "INR",
  "transfers": [
    { "account": "acc_priya_yoga",   "amount": 78000 }, // 78% → creator
    { "account": "acc_rigi_platform", "amount": 15000 }, // 15% → Rigi
    { "account": "acc_rigi_gst",      "amount":  5000 }, //  5% → GST reserve
    { "account": "acc_rigi_tds",      "amount":  2000 }  //  2% → TDS under 194-O
  ]
})
// That's it. No monthly close. No spreadsheet.
The ask

A 30-day Route pilot on one Rigi community

We ship the drop-in, wire the four ledgers, and report on transactions cleared vs. today's manual close. You only scale what pays.

Book the pilot →